This first meeting can be nerve-racking for new clients, but don’t worry - we’re not here to judge you or your past financial decisions. We’re here to learn about you, your priorities, and identify all the components involved in your financial life.

We will use a flexible worksheet questionnaire to accomplish the following:

•1.
Address any open questions you have about our company and process.
•2.
Gain an understanding who you are and what’s happening in your life.
•3.
Listen to your priorities and help you set realistic financial goals.
•4.
Identify financial risks and discuss concerns you might have.
•5.
Align on your ideal timeline and educate you on important dates.
•6.
Clarify and discuss opportunities you may have missed.
•7.
Moderate difficult conversations and differences in opinion between partners.
•8.
Identify and consider all the components involved in your financial life.

Once we understand your current baseline and have modeled out possible future scenarios, we optimize each by looking at different ways we might structure your assets to get better returns or reduce your tax burden.

Tax planning refers to our review of your tax return to identify potential abatement and optimization strategies - both now and in the future. Within each model, we look for approved methods of keeping your lifetime tax liability as low as possible.

This is different than tax preparation (usually done by your CPA or an online service like TurboTax), which is focused on keeping you compliant with what the government thinks you owe each year.

Every client is different, but sessions tend to follow this order:

Session 1 - Discuss the pros and cons of your possible future scenarios and select one or more to refine based on the evolving awareness of your needs.

Session 2 - Review and discuss the refined, top choice scenario, diving into the details of what actions will need to be taken and when.

Session 3 - We formalize your Financial Plan into a packet that we review together, solidifying your understanding of those actions you will need to take over time to achieve your goals.

Things to remember:

•1.
The total number of sessions is dependent on the complexity of your situation. Some people just need a slight nudge while others have tough decisions to make.
•2.
The first financial planning session can feel like a lot of information and numbers. Don’t worry - we’ll never rush you and are happy to take extra time to explain details.
•3.
Be prepared to adjust your goals and timeline based on what you see modeled out. We will help you prioritize based on your needs and wants.
•4.
Some financial goals require radical intervention - others just a slight adjustment to what you're already doing. Either way, we always keep scenarios realistic and achievable.
•5.
A big part of modeling involves identifying untapped funds. We’ll locate these opportunities and help you redirect them toward your goals.
•6.
Occasionally, we’ll need to consider several equally likely future scenarios. In these cases we’ll prepare your plan for all eventualities, so that no matter what happens, you’ll know what to do.